FIRST TIME HERE? PLEASE READ IMPORTANT INFORMATION BELOW.
Before you can Sign Up or Log In, please read the eligibility and sign-up steps below to guide you.
What is FICO® Score Open Access for Credit and Financial Counseling?
FICO® Score Open Access for Credit and Financial Counseling is a valuable program that enables credit and financial counseling providers in the US to share FICO® Scores already purchased—for example, for the purpose of providing financial counseling and/or financial educational services—with their customers without additional score or program fees from FICO. This program was created in response to requests by counseling organizations to provide a means through which they can share FICO® Scores and related credit score education. Fast and easy to use, the program was designed specifically for credit and financial counselors to increase consumer understanding of FICO® Scores and their importance in everyday financial decisions.
Knowledge about FICO® Scores may support a customer’s progress and commitment to more responsible financial health management, and reinforce behavior changes that last long after counseling sessions end. Additionally, making FICO® Scores available to your customers as part of the program may help with customer retention by encouraging customers to stay on their financial management plans.
Why share FICO® Scores?
FICO® Scores are the standard in consumer credit risk scoring and are used by 90% of top lenders in the United States in lending decisions. FICO® Scores are also used by a vast majority of smaller lenders and other organizations for their risk management decisions. So the importance of counseling customers to understand FICO® Scores is greater than ever.
How does this Community site work?
To determine if your organization is eligible to participate in the program, follow the steps below. Once found eligible and the program license agreement is fully executed, your organization and your counselors or coaches will be provided access to the member's site using one of the access buttons below.
To be part of the program, participating entities must meet certain eligibility requirements, determined below. Individual counselors employed by these organizations will receive login instructions directly from their organizations once their organization is determined to be eligible. To be eligible for this program, organizations must meet all of the following criteria:
If you don't currently have a relationship with one of the three Consumer Reporting Agencies to purchase credit reports or FICO® Scores, this document provides contact information:
Download the following documents. Follow guidance in the Program Sign-up Application and Requirements Questionnaire to participate: