Hi! I was reading a paper recently (Monotone optimal binning algorithm for credit risk modeling (PDF Free Download)) and they referred to the following data set: FICO (2016). Heloc training data
They claimed it was publicly available, and they referred to two columns, LTV (loan to value ratio), which they used as a predictor, and default indicator, which they used as a target.
Does anyone here know how I can obtain this data set? I tried looking with the most popular search engine, but didn't have any luck, the closest I could get was the xml challenge data, but that does not seem to be the same data set.