What is the test data?
Which samples need to be predicted and explained?
There is a Google Form located at https://community.fico.com/community/xml/pages/dataset
After you complete that form, you'll receive a link to download the dataset and data dictionary.
There is no designated test cases here, as the purpose of the challenge is not to award the model with the best performance. How well you could explain your trained model matters the most. So you could generate your own test cases using train-test splitting or k-fold validations. After you tune your model to get a result you are satisfied, you could focus on the most important thing: think of some technique to explain your model.
Retrieving data ...