FICO Community Blogs

lshahbazian@fico.com
Wherever there’s data, there’s a story to be told. I was browsing Kaggle for a dataset to analyze for a webinar (you can watch it here if you’re a member of WITI), and I came across this HR Attrition dataset. I’m used to the world of credit risk and lending scores, so the prospect of analyzing employee data piqued my interest as something… (Show more)
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Fernando Jorge
Several thousand decisions have already been made by the time shampoo is bottled, but at that point, it’s only half way to your cart. The role of artificial intelligence continues to affect the path the product takes from its origin all the way to your shower. In our journey through the secret life of your shampoo so far (you can get up to speed… (Show more)
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cliveharris
The means by which we make decisions have fascinated researchers for generations. The Greek historian Herodotus was excited to discover, nearly 2500 years ago, of how the ancient Persians used to debate every decision twice – once when drunk, and once when sober – and if the two debates agreed, then the decision was passed. While no doubt fun for… (Show more)
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timoberthold@fico.com
Original article by, timoberthold@fico.com, James Farmer, Stefan Heinz & Michael Perregaard   Computing hardware has mostly thrashed out the physical limits for speeding up individual computing cores. Consequently, the main line of progress for new hardware is growing the number of computing cores within a single CPU. This makes the study of… (Show more)
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lshahbazian@fico.com
After exploring the benefits of data visualization in retail marketing, the loaded question remains: Where else can binning analysis give us insights? For numeric variables, binning is the process of dividing the continuous range of a variable into adjacent ranges, slices, groups, classes or “bins.”   While it should now be abundantly clear that… (Show more)
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michelleadvaney@fico.com
Data science is often misunderstood. We’re constantly hearing terms like Big Data, analytics, artificial intelligence, and machine learning, but how can these trendy technologies solve actual business problems?   Before I jump into my blog about the power that comes with integrating the results of data science into an enterprise strategy, let’s… (Show more)
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jarikoister
"Go to your room.” “Why?” “Because I said so.”   This classic reasoning that is oh so familiar to most of us just does not cut it when it comes to artificial intelligence. When receiving instructions, advice, or even descriptions, questioning the reasons behind the decision is almost compulsory to understanding. It is not enough to simply… (Show more)
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neilstickels@fico.com
The opioid abuse problem in America is growing out of control. Over 2 million Americans have a substance use disorder involving prescription pain relievers, and 91 Americans die every day from opioid abuse.   While there are many contributing factors to this epidemic, including the highly addictive nature of the drugs themselves, one leading… (Show more)
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efliesler
FICO has been using analytics and decision management for 60 years, but it’s still a relatively new concept to the industry at-large. FICO develops analytic applications to automate some of the world’s largest businesses including major financial institutions, airlines, and telecommunications companies plus industry leaders in retail,… (Show more)
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scottzoldi@fico.com
The Big Data promise continues to be just that, a promise. This is not because the technologies are flawed, but because effort is not focused in the right place.   8 in 10 organizations confessed to Gartner they are not able to exploit Big Data for competitive advantage. Following the Gartner Hype Cycle, Big Data travelled through the Technology… (Show more)
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anya.vane
Drug addiction is a powerful and destructive debilitation. Death rates associated with the growing Opioid Epidemic rose an astonishing 72.2% from 2014 to 2015 across the country, according to data from the Centers for Disease Control and Prevention. A total of 33,091 Americans died from opioid overdose in 2015; 91 people every day. These… (Show more)
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georgevanecek@fico.com
If you are following Streaming Analytics, you have likely observed a movement in big data systems towards event stream processing to continuously analyze events, score them, and make decisions in real-time. This movement is also adopting online ML (machine learning) and predictive analytics based on incremental algorithms that learn from, and… (Show more)
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lshahbazian@fico.com
When I analyze data and decisions with customers and colleagues, I often hear the question: “why bin the data?” In this blog series, I’ll explore the several benefits of binning, starting with its value for data exploration and insight generation. Examples in this blog are drawn from retail marketing, but apply across business contexts.   To… (Show more)
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