Marlette Funding, a high-growth, next-generation financial services company needed to upgrade its existing originations model to include new internal data sources and include reject inference. They used FICO® Analytic Modeler Scorecard Professional to improve the efficiency of their credit risk management, allowing further improvement of risk and return metrics.
By using FICO® Analytic Modeler Scorecard Professional to develop its origination risk models, Marlette Funding has:
- Improved the predictive power of credit risk models used in originations
- Improved its risk/return metrics
- Efficiently adjusted for imperfect data
- Corrected for sample bias via reject inference