FICO® Optimization Solution for Loan & Mortgage Pricing is a complete pricing solution for your loan / mortgage renewals and originations business.
Leverage analytically derived price elasticity models to implement granular pricing strategies that allow you to discover the set of prices that best align to your current goals. After seamless deployment to your frontline, maximize the effectiveness of your sales force with specialized tools designed to enhance the negotiation process and offer the most profitable price and term to each individual customer.
Effective Pricing Strategies
Powerful Sales Negotiation Tools
FICO® Optimization Solution for Loan & Mortgage Pricing provides significant margin increases without sacrificing volume by discovering optimal differentiated pricing strategies across the entire portfolio. You can gain 5-15 basis points in incremental spread. Don’t believe it? We’ll show you with your own data.
This is the only product on the market that delivers high-end analytics and optimization to enable maximally granular pricing strategies for both renewals and originations. Our solution allows you to go beyond simple regression models and scorecards and build truly effective price elasticity models that can be leveraged across your entire portfolio.
|Our solution seamlessly connects backend-pricing strategies and front line sales negotiations with customers. Dynamic sales tools and integrated incentive control encourages adherence to the optimal strategies and generates higher net interest revenue without sacrificing volume or spread.|
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