Authorizations with FICO® TRIAD®

Document created by Makenna.Brei Advocate on Jul 21, 2017Last modified by Makenna.Brei Advocate on Oct 11, 2017
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Decision Area
What it DoesHow Banks Profit

authorization pic TRIAD.png

*Authorization not applicable with FICO® TRIAD® Cloud edition

  • Approve, decline, refer decisions at point of sale
  • Control by transaction, product type, holiday period, etc.
  • Pass back cushion
  • Real-time credit limit review/changes
  • Chained strategies allows for multiple decisions in a single call (e.g., credit line change, marketing decision)
  • Minimize referrals
  • Authorize transactions over credit limit on lower-risk accounts
  • Increase revenue while reducing potential losses